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Not a particular good way to spend my birthday. Got hit by a drunk driver on Wednesday night. GTL is totaled. He came across the median. My buddy went out yesterday to find my phone and said the car was deep in the field, which means he was moving fast enough to clear a 3' deep ditch and keep on going. I survived with a smashed foot - worst injury the podiatrist has ever seen, he said. Right now, I look like i got in a fight with an R75 - spokes sticking out of my foot. Will have to see if I can take a look at the bike when I get out of the hospital. I'm assuming the two Clearwaters on the left side are gone. The side bag is in pieces in the road. Hoping that the Darlas and Billie are still good, as well as the RKA tank and rack bags. Really hoping my RDL isn't too damaged. I'm looking at about 6 months for recovery with a couple more surgeries. Looks like I won't be at the rally next year, unfortunately. Back to living vicariously through you guys!
 

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Holy crap! That doesn't sound good, at all. I'm so sorry (and pissed) to hear this. Although I more than understand your concern for your bike and its accessories, screw that, worry about getting yourself whole. I hope you have a pitbull of a lawyer who'll rip the A-hole who hit you a second or third anal orifice. Get well and best wishes for a complete recovery.
 

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That sucks god their are so many losers out there not much you could have done to stop that from happing. I’ve been rear ended by dwi driver before bike frame totaled stay strong heal quickly and start picking new color .
 

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Holy crap. Please worry about things that matter at this point, your bike should be last on that list.
Tell me about having spokes sticking out of your foot, what's that mean?

Get better soon, you can always replace the bike with a better one.
 

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Although I more than understand your concern for your bike and its accessories, screw that, worry about getting yourself whole.
This ^^^^^^ exactly. Everything but your life can be replaced. The way you describe the aftermath of the collision, you're very lucky to be here to write about it. A couple of inches and who knows? I hope you start to feel better, and as K16GTW noted, start picking your new color. Very best of luck to you!
 

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Discussion Starter #7
Re-spokes. Got an external fixator holding my foot together. Bunch of steel rods that go through the skin and into the bones to keep them from moving and allow healing.
 

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Sorry to hear about this man. I've had a couple get-offs caused by drivers, so even though you're banged up - you came out alright Trust me (I'm sure you know that). Could have been worse, so thank God for proper equipment.

Don't worry about the bike.... unless you have a friend doing the salvage legwork (sounds like you do!) :grin:
 

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Wow! So sorry to hear it. Inattentive drivers are enough to avoid on the road. Insanity and mayhem crossing the median for ya is over-kill. Glad you weren't killed! The foot sounds like you have a long road to recovery. I hope you can keep your spirits up. A positive attitude means so much in mending is my experience. It's a lot of work. Prayers for healing and for your family members who suffer with you.
Your thoughts spur me to call my agent and make sure all my extras are covered in such an event or other. Lights and seat shouldn't have to be purchased twice. And hopefully the DD's insurance has sufficient coverage to make you whole again, or maybe you have under-insured coverage. State minimums are quickly exhausted. Wishing you a speedy return to 100%.
 

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Wow! So sorry to hear it. Inattentive drivers are enough to avoid on the road. Insanity and mayhem crossing the median for ya is over-kill. Glad you weren't killed! The foot sounds like you have a long road to recovery. I hope you can keep your spirits up. A positive attitude means so much in mending is my experience. It's a lot of work. Prayers for healing and for your family members who suffer with you.
Your thoughts spur me to call my agent and make sure all my extras are covered in such an event or other. Lights and seat shouldn't have to be purchased twice. And hopefully the DD's insurance has sufficient coverage to make you whole again, or maybe you have under-insured coverage. State minimums are quickly exhausted. Wishing you a speedy return to 100%.
First, ArmyMutt, best of luck in getting back on your feet! (literally) May you heal without any lasting pain.

As for the coverage, the other driver's insurance should cover everything that is lost on the bike, including personal property, not just the bike itself. You should only need to worry about your accessories if it is your fault.

And for the medical insurance, if you have your own, shouldn't a person come out ok in that regard? You may want to have the other driver to cover the deductibles and your insurance company may go after them for the damages, but I'm pretty sure a person's general medical coverage would cover most, if not all, of any medical care needed (minus deductables) if there is no coverage from the accident itself.
 

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Sorry to hear about your bad luck, I hope you have the best of care for a speedy and full recovery. As bad as it is, no doubt you know that it could have easily been much worse.

If your buddy has access to your GTL on your behalf to strip off the accessories (although insurance should cover them, along with your riding gear, helmet, phone, etc.) make sure he knows about getting the Clearwater CANOpener and wiring harness. If you end up with a single good Darla, I expect Clearwater would sell you another single one if you explain your circumstances.

I wouldn't be at all surprised if the other driver doesn't have insurance, if he/she is irresponsible enough to drive drunk they probably don't care about insurance. It must happen a lot more now. I remember when my insurance offered uninsured/underinsured motorist coverage for almost nothing, now it's a significant chunk of my premium but something I wouldn't be without.
 

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Discussion Starter #13
My inbox this morning had an email from Wunderlich entitled Helite Turtle Vest. I'm not paranoid, but...
 

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My inbox this morning had an email from Wunderlich entitled Helite Turtle Vest. I'm not paranoid, but...
Don't worry about the Wunderlich offer. The other day I got offers for hearing aids and cremation services. I didn't get those when I was younger. Clearly, I'm being profiled.
 

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Don't worry about the Wunderlich offer. The other day I got offers for hearing aids and cremation services. I didn't get those when I was younger. Clearly, I'm being profiled.
LOL! And Viagra and Ukrainian brides!
 

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I wouldn't be at all surprised if the other driver doesn't have insurance, if he/she is irresponsible enough to drive drunk they probably don't care about insurance. It must happen a lot more now. I remember when my insurance offered uninsured/underinsured motorist coverage for almost nothing, now it's a significant chunk of my premium but something I wouldn't be without.
Ditto. The two times that I have been rear ended were by a drunk and a stoner. In both cases they had no current insurance and extremely poor driving records. In one case the guy had no valid drivers license and didn't even show up for court.

In GA we now are required to carry uninsured motorist coverage.
 

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Discussion Starter #17
Glad you're mostly OK Army. Curious, what kind of car was the driver in? Something expensive?
'07 Saturn with liability only insurance from some generic company. Not giving me a warm and fuzzy.
 

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Well that is gonna suck! Hopefully you have plenty of coverage. A similar situation happened years ago to my daughter, and it was a mess, to say the least. Even though she got a judgement in the end, the person was broke, and owned nothing. It is a reminder, to be sure, that we, have adequate coverage. Heal fast & speedy recovery!
 

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Glad you're mostly OK Army. Curious, what kind of car was the driver in? Something expensive?
It's curious you're curious about that, because that's one of the first things a lawyer will be curious about. :grin: In all seriousness, un/under-insured drivers are a sad epidemic, and an uncollectable $250K judgment might as well be none at all, in most situations. It just makes me sick when folks with no money and no insurance just get away with it, so hopefully he has god insurance, and even if not, let's all hope there will some serious criminal repercussions to come to the offender.

And @RefCat mentioned the medical insurance, the critical thing will be @ArmyMutt's out-of-pocket yearly maximum. I see all the time where someone has a basic 80/20 plan, and without a fair o/o/p maximum, 20% of $100,000.00 is easy, and sucky, math.

Right now? Get better, OP, and the heck with the money or the bike for right now. No matter how bad and/or annoying or frustrating the rest of it is, you still have a lot to be thankful for. @J-Luv is right on with the attitude thing.

Just speaking for myself, 20 year old me would have said, "I have crappy luck; I could've been coming through 10 seconds sooner or later, and it never would've happened at all. Why me?" Nearly 52-year-old me would say, "I have great luck; I coulda been killed. Thank God I'll be OK, even if I have a long, PITA rehab to go through."
 

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Not a particular good way to spend my birthday. Got hit by a drunk driver on Wednesday night. GTL is totaled. He came across the median. My buddy went out yesterday to find my phone and said the car was deep in the field, which means he was moving fast enough to clear a 3' deep ditch and keep on going. I survived with a smashed foot - worst injury the podiatrist has ever seen, he said. Right now, I look like i got in a fight with an R75 - spokes sticking out of my foot. Will have to see if I can take a look at the bike when I get out of the hospital. I'm assuming the two Clearwaters on the left side are gone. The side bag is in pieces in the road. Hoping that the Darlas and Billie are still good, as well as the RKA tank and rack bags. Really hoping my RDL isn't too damaged. I'm looking at about 6 months for recovery with a couple more surgeries. Looks like I won't be at the rally next year, unfortunately. Back to living vicariously through you guys!
My worst nightmare!
 
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